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Peoples Bank

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Business Loans

We support businesses of all sizes and want to become an effective partner of your management team. That’s why our Business Experts are skilled in matching the appropriate products and services to your individual business needs. 

Operating Lines of Credit


  • Pre-approved financing for seasonal cash flows
  • Flexible borrowing for short-term funds
  • Interest paid only on funds used

Commercial Term Loans


  • Designed for intermediate borrowing needs for 1-7 years
  • Used to finance permanent assets such as equipment, machinery, trucks or trailers

Construction/Real Estate Loans


  • Expand or remodel existing facilities.
  • Purchase or construction of new property

Government Programs


  • LIFT Loan Program:  Small Business Linked Investments Program injects capital into small businesses owned and operated by Iowa residents
  • SBA Guaranteed Rural Lender Advantage Program: Provides financing to qualified borrowers with minimum paperwork requirements
  • SBA 504/7A Programs: Provides financing to new or expanding businesses with attractive terms and rates

We know our communities and we understand business. Let us help yours succeed!


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