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Peoples Bank

Online Banking Login


Our checking accounts come with free Online & Mobile Banking, Bill Pay and E-Statements. You will also receive a free Peoples Bank Mastercard® Debit Card when you open your account. We have a variety of exclusive designs, and we print our cards in house, giving you the ability to select your own PIN and take your active debit card with you in just a few minutes.

There are different advantages to all of our Checking Accounts; however, all offer the following:

  • $0 required to open
  • Free Peoples Bank Mastercard® Debit Card
  • Free Online & Mobile Banking
  • Free Bill Pay
  • Free E-Statements
  • Free Telephone Banking
  • Unlimited Check Writing
  • Free Check Safekeeping
  • Overdraft Protection Available*
  • Unlimited Transfers & Withdrawals in Person
Your Peoples Bank Mastercard® Debit Card is eligible for benefits from Mastercard®. The Guide to Benefits contains detailed information regarding the benefits you can access as a preferred Peoples Bank Mastercard® Debit Cardholder.

Peoples Choice Checking ¹

At Peoples Bank, we believe in helping our neighbors achieve their financial goals. We created Peoples Choice Checking to serve customers looking for an easy, low-cost account.

  • No minimum balance required
  • No monthly service fee
  • Images returned for $1.99 plus tax or free with E-Statements

Checking w/ Interest ¹ ²

For a checking account that pays you back, try our Checking w/Interest account. Designed for those who want convenience and interest on their balance, Checking w/Interest offers tiered interest rates that reward you for higher account balances.

  • $500 minimum balance required
  • Tiered Interest Rates
  • Maintain the minimum $500 daily ledger balance required, and we’ll waive the monthly $10 plus tax service charge.


Swipe’n Save

Links your Swipe’n Save checking¹ and savings² accounts together to help you save automatically! When you make a purchase with your Peoples Bank Mastercard® Debit Card, the amount is rounded up to the nearest whole dollar. The round up amount is automatically transferred into your Swipe’n Save savings account! The more you SWIPE, the more you SAVE!
Save More!
Peoples Bank offers a Bonus Match to your savings account on your rounded up transactions for the statement cycle according to the tiers below. Each month the Peoples Bank Bonus Match will be determined by the average combined balance of your Swipe’n Save checking and savings accounts for that statement cycle. The Peoples Bank Bonus Match tiers may change at our discretion at any time.

Peoples Bank Bonus Match Tiers

Combined Balance PB Bonus Match Maximum Match Per Month
Less than $2,500.00 None N/A
Between $2,500.00 and $10,000.00 100% $10/Month
Between $10,000.00 and $25,000.00 200% $20/Month
Greater than $25,000.00 200% $50/Month

Swipe 'n Save Example

Purchase Amount Debited Amount Savings Deposit
$4.31 $5.00 $0.69
$21.57 $22.00 $0.43
$79.09 $80.00 $0.91
Total Swipe'n Save Automatic Savings = $2.03

Peoples Bank Bonus Match = $2.03 (if combined balance is between $2,500.00 and $10,000.00)

Peoples Bank Bonus Match = $4.06 (if combined balance is over $10,000.00)

Partnering with Peoples Bank

As your community bank, Peoples Bank offers products and services specially tailored to our community. We’re dedicated to listening to our customers and giving back to our communities. Our friendly employees make every effort to be a resource for customers to learn about financial products and services. We take the time to find the best banking solutions for you. Stop by or call us today! Peoples Bank offers nine convenient locations in Northwest Iowa and Southwest Minnesota. We look forward to finding the right checking account for your needs and goals.


*Subject to credit approval

1 Dormant Accounts – Accounts with daily ledger balances below $1,000.00 will be charged $2.50 per month if dormant for one year or more.
2 Rate Information – This is an interest-bearing account. The interest rate and annual percentage yield (APY) will depend on daily balance. The interest rate and APY may change. Interest will begin to accrue the business day we receive credit for the deposit of non-cash items (i.e. check).
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Online Banking

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