- $0 required to open
- Free Peoples Bank Mastercard® Debit Card
- Free Online & Mobile Banking
- Free Bill Pay
- Free E-Statements
- Free Telephone Banking
- Unlimited Check Writing
- Free Check Safekeeping
- Overdraft Protection Available*
- Unlimited Transfers & Withdrawals in Person
Peoples Choice Checking ¹
At Peoples Bank, we believe in helping our neighbors achieve their financial goals. We created Peoples Choice Checking to serve customers looking for an easy, low-cost account.
- No minimum balance required
- No monthly service fee
- Images returned for $1.99 plus tax or free with E-Statements
Checking w/ Interest ¹ ²
For a checking account that pays you back, try our Checking w/Interest account. Designed for those who want convenience and interest on their balance, Checking w/Interest offers tiered interest rates that reward you for higher account balances.
- $500 minimum balance required
- Tiered Interest Rates
- Maintain the minimum $500 daily ledger balance required, and we’ll waive the monthly $10 plus tax service charge.
Peoples Bank Bonus Match Tiers
|Combined Balance||PB Bonus Match||Maximum Match Per Month|
|Less than $2,500.00||None||N/A|
|Between $2,500.00 and $10,000.00||100%||$10/Month|
|Between $10,000.00 and $25,000.00||200%||$20/Month|
|Greater than $25,000.00||200%||$50/Month|
Swipe 'n Save Example
|Purchase Amount||Debited Amount||Savings Deposit|
Peoples Bank Bonus Match = $4.06 (if combined balance is over $10,000.00)
As your community bank, Peoples Bank offers products and services specially tailored to our community. We’re dedicated to listening to our customers and giving back to our communities. Our friendly employees make every effort to be a resource for customers to learn about financial products and services. We take the time to find the best banking solutions for you. Stop by or call us today! Peoples Bank offers nine convenient locations in Northwest Iowa and Southwest Minnesota. We look forward to finding the right checking account for your needs and goals.
*Subject to credit approval