Skip to main content Download Acrobat Reader 5.0 or higher to view PDF files.
Peoples Bank

Online Banking Login

Business Checking

We're in the business to help your business! That’s why we have a wide range of business checking options to help your business thrive. There are different advantages to each of our Business Checking Accounts; however, all offer the following:

  • FREE Peoples Bank Mastercard® Debit Card
  • FREE Online Banking
  • FREE Mobile Banking with Mobile Deposit
  • FREE Bill Pay
  • FREE E-Statements with Online Check Images
  • FREE Thank You Gift
  • BUY BACK of Your Debit Cards & Unused Checks from Another Financial Institution

Contact us today, or visit one of our locations and let us help you choose a Business Checking Account that best fits your needs.*

Simply Free Business Checking

Perfect for most businesses! 
  • 1,000 FREE monthly transaction items
  • No minimum balance
  • No monthly service charge
  • Up to $10,000 currency deposited per month FREE

Business Interest Checking

Designed for sole proprietorships and non-profits.
  • 1,000 FREE monthly transaction items
  • Competitive interest
  • Only $1,500 minimum balance to avoid a low monthly service charge of $10.00 (plus tax)
  • Up to $10,000 currency deposited per month FREE

Commercial Checking

For businesses with more complex banking needs.
  • Earnings credit allowance on deposit balances may offset activity fees
  • Only $10 monthly service charge (plus tax)
  • Transaction items are just 10¢ each
  • Coin and currency deposits just 50¢ per $1,000

Choosing the right business checking account

At Peoples Bank, finding the right products for your business is our priority. Our knowledgeable staff takes the time to research and explain your options. We don’t have a one-size-fits-all menu of products and services. Our banking options are tailored to the unique needs of our communities. We serve businesses of all types and sizes, from small start-ups to established big businesses. Let us help improve your cash flow and fuel growth for your business with one of our Peoples Bank Business Checking Accounts.

Peoples Bank Mastercard® Business Debit Card

Your Peoples Bank Mastercard® Business Debit Card is eligible for benefits from Mastercard®. The Guide to Benefits contains detailed information regarding the benefits you can access as a preferred Peoples Bank Mastercard® Business Debit Cardholder.

Why should businesses partner with Peoples Bank?

Our experience helps us understand the needs of those in our communities whose livelihood depends on agriculture. Whether your business is part of the agriculture industry or simply calls Northwest Iowa, Southwest Minnesota, or Southeast South Dakota “home,” we’ve got the local expertise to help you thrive. Our products and services are tailored to the needs of the communities we serve. We take the time to find the best banking products for your business. Stop by or call us today! Peoples Bank offers ten convenient locations to serve you.

*Minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees such as overdraft paid and overdraft returned fees, etc. may apply. See fee schedule for details. Transaction items include all debits and credits. If the Simply Free Business or Business Interest account exceeds 1,000 free monthly transaction items, the account may be converted to another checking product. If the Simply Free Business or Business Interest account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.

Dormant Accounts – Accounts with daily ledger balances below $1,000 will be charged $2.50 per month if dormant for one year or more.

Rate Information – This is an interest-bearing account. The interest rate and annual percentage yield ( APY) will depend on daily balance. The interest rate and APY may change. Interest will begin to accrue the business day we receive credit for the deposit of non-cash items (i.e. check).

Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.


Two women going over something on a tablet

Ready to Switch?

Ready to bank with us? We have made the transition process quick and easy!


Two people at work looking over something on a computer

Partnering for Success

We offer a variety of business lending options. Find the one that works best for you!