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Peoples Bank

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Government Programs

Peoples Bank is proud to offer a variety of Government Guaranteed Loan Programs to our business community. These programs provide attractive benefits to qualifying borrowers and are designed to help small business get the edge they need to succeed.

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LIFT Loan Program

The state treasurer’s Linked Investments for Tomorrow (LIFT) program provides capital to small businesses owned and operated in Iowa. Loans approved through LIFT can be used to start a small business or expand a current small business. The LIFT Loan Program can be used to fund land purchases, building improvements, fixtures, machinery, inventory, supplies, equipment, information technology, licenses, patents, trademarks, and copyright fees. The lending team at Peoples Bank can help you determine if you qualify and assist in the application process.

SBA Guaranteed Rural Lender Advantage Program

The SBA Guaranteed Rural Lender Advantage Program provides financing to qualified borrowers with minimum paperwork requirements. Presented by the Small Business Administration, funds can be used to develop, convert, modernize, or repair your business. You can also use this SBA program to purchase and develop land or to finance equipment, machinery, supplies, or inventory. SBA Loans can also be used to refinance existing debt if certain conditions are met. Find out more by contacting the lending team at Peoples Bank.

SBA 504/7A Programs

SBA 504/7A Programs provide financing to new or expanding businesses with attractive terms and rates. The SBA 7A Loan can be used to fund leasehold improvements or provide working capital to a business. If you are interested in purchasing a commercial building, commercial construction financing, renovation financing, or equipment purchases, you’ll need to consider an SBA 504 Loan. The lending team at Peoples Bank is happy to sit down and explain the restrictions and nuances of SBA Loans.

Why Choose Peoples Bank?

At Peoples Bank we love financing businesses because it helps our community grow and thrive. We proudly offer faster lending decisions than bigger banks and understand the specific needs of our local businesses. We’re dedicated to helping local businesses thrive through flexible lending solutions and local decision making. Our lending team is comprised of members of your local community who understand the needs and challenges faced by businesses in northwestern Iowa and southwestern Minnesota.

We’ll Find the Right Solution for You

A true community bank, our lenders are connected to local industry and have a detailed understanding of your unique needs. We always take the time to customize our products and services to find the right solution for your businesses. Each of our locations has Loan Experts ready to help your business grow and remain profitable in the future. Stop by one of our ten convenient locations or contact us today!

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Partnering for Success

We offer a variety of business lending options. Find the one that works best for you!


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