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Peoples Bank

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Commercial Term Loans

When your business requires a large purchase, using working capital or savings can jeopardize your daily operations. Often the best choice for businesses is a Commercial Term Loan to fund the purchase of permanent assets such as equipment, machinery, trucks, or trailers. A Commercial Term loan has the flexibility you need to finance the items you need and leaves your operating capital free to keep your business running smoothly.

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What is a Commercial Term Loan?

Commercial Term Loans are designed to meet intermediate borrowing needs for one to seven years. They offer flexible and customizable lending terms, which means they can be designed for businesses of all sizes. Commercial Term Loans can be used for a variety of financing solutions - we know your business’s needs are unique! Whatever your commercial needs, contact our local lending team to see if a Commercial Term Loan is the right solution.

Why Choose Peoples Bank?

At Peoples Bank, we love financing businesses because it helps our community grow and thrive. We proudly offer faster lending decisions than bigger banks and understand the specific needs of our local businesses. We’re dedicated to helping local businesses thrive through flexible lending solutions and local decision making. Our lending team is comprised of members of your local community who understand the needs and challenges faced by businesses in Northwest Iowa, Southwest Minnesota, and Southeast South Dakota.

We’ll Find the Right Solution for You

As a true community bank, our lenders are connected to local industry and have a detailed understanding of your unique needs. We always take the time to customize our products and services to find the right solution for your business. Each of our locations has Loan Experts ready to help your business grow and remain profitable in the future. Our office locations include Rock Valley, Lester, Sioux Center, Akron, Sheldon, Jasper, Hawarden, Hinton, Sioux City, and North Sioux City. Stop by one of our ten convenient locations or contact us today!

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Partnering for Success

We offer a variety of business lending options. Find the one that works best for you!


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