Put your money to work for you with Investment Services provided by Peoples Financial. Our knowledgeable Osaic Institutions consultants can help you identify your personal goals and develop a personalized plan to get there. No matter your stage of life, financial situation, or goals and objectives, you’ll benefit from our expert guidance.
Learn how we can help. Complete the Quick Contact form or give us a call at (712) 722-0100 to get started.
Individual Retirement Planning
We offer access to retirement accounts for individuals, families, and businesses. Whether it is a Traditional IRA or Roth IRA; we can help you choose the right account for your needs and have a variety of investment options to help you maximize your contributions.
- Traditional IRA: Make tax-deductible contributions for tax savings now and potentially greater fund growth in the future.¹ The money in your traditional IRA account will not be taxed until it’s distributed in your retirement.
- Roth IRAs: Make deposits from your after-tax income now and enjoy tax-free distributions in retirement.
Asset Allocation
Let our knowledgeable Investment professionals help you create a personalized investing strategy. After a discussion of your individual goals, risk tolerance, tax considerations,² and investment timelines, we’ll develop a tailored allocation of your assets to balance potential risks and rewards.
Investment Portfolio Review
Periodic checkups for your asset mix is just as important as getting a physical at the doctor’s office. Peoples Financial can provide a knowledgeable analysis of your portfolio based on your age and risk tolerance. We’ll make expert recommendations to switch things up as needed.
College Savings Plans
Do you have a child, grandchild, or special young person in your life? Open a 529 College Savings Plan to help cover the cost of higher education. 529 plans can also be used for private school tuition. In addition, you may be eligible for certain tax benefits depending on the state you live in and your income.
Small Business Retirement Plans
A retirement plan is an attractive workplace benefit that can help you attract the best talent. Peoples Financial makes it easy for you to start a small business retirement plan. Choose between:
- Simple & SEP IRAs
- 401(k) and Profit-Sharing Plans
Why Choose Peoples Financial for Investment Services?
Our Osaic Institutions Consultants with Peoples Financial have the experience and expertise to help you determine the right solution for your goals and objectives. To learn more or discuss how our team can help you, fill out the Quick Contact form to your right or give us a call at (712) 722-0100.
