Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Peoples Bank

Online Banking Login

Student Loans

Peoples Bank has partnered with Iowa Student Loan to offer supplemental private student loan programs.*

  • The Partnership Advance Education Loan (Partnership Loan)® can help you pay for college while you’re in school.
  • The College Family Loan® is for parents, family members and others who wish to borrow on behalf of a student. The student is neither the borrower nor consignor but loan proceeds are sent to the college for the benefit of the student.
  • The Reset Refinance Loan (Reset Loan)SM can help you simplify repayment or pay lower interest for existing student loans after you finish college.

The Partnership Loan:

  • Provides terms and conditions upfront, so you know what you’re getting before you apply
  • Features variable and fixed interest rates
  • Lets you begin making principal and interest, make interest-only payments or defer payments while you attend school
  • Offers benefits such as an interest rate reduction and consignor release 

The College Family Loan:

  • Receive a loan with a lower annual percentage rate than what is calculated for a Federal PLUS Loan
  • Choose when to begin repayment
  • Take advantage of an interest rate reduction by having principal and interest payments automatically withdrawn

The Reset Loan:

The Reset Loan lets you refinance or combine existing student loans into one new loan. This may help you if you have student loans with higher interest rates or are making payments to a number of different servicers.

  • Competitive fixed interest rates
  • Three different repayment terms
  • An interest rate reduction benefit

Tools & Tips to Help Minimize Borrowing


Take advantage of Iowa Student Loan’s smart borrowing resources

  • Student Loan Game Plan helps you learn how you can reduce the amount you may need to borrow for college.
  • Return on College Investment lets you explore jobs and earnings for graduates of specific major.
  • College Funding Forecaster allows you to estimate college costs for four years based on your freshman financial aid award letter.
  • Student Loan Coach, Iowa Student Loan’s blog, provides tips on how to prepare, plan for, and finance college.


  • Complete the FAFSA first. The first step in applying for financial aid, which includes federal student loans, is completing the Free Application for Federal Student Aid (FAFSA).
  • Work with our college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

About Iowa Student Loan

Iowa Student Loan was established in 1979 as a private, nonprofit corporation, and its mission is to help Iowa students and families obtain the resources necessary to succeed in postsecondary education.

*Peoples Bank is compensated by Iowa Student Loan for the referral of Partnership and Reset Loan customers.
Couple sitting on the couch looking at computer

Try Pay A Person

Make electronic person-to-person payments quickly and easily.


Couple on laptop

Online Banking

Access to your personal and business accounts 24/7.