Online Banking Login

Privacy Policy

What Does Peoples Bank Do With Your Personal Information?

Rev. 6/2010

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number Income Account balances Payment history Credit History Credit Scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Peoples Bank chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does Peoples Bank Share?	Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We Do Not Share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We Do Not Share
For our affiliates to market to you	No	We Do Not Share
For non-affiliates to market to you	No	We Do Not Share

What We Do
How does Peoples Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Non-public customer information is only available to employees who need to know the information to provide products and services to you.
How does Peoples Bank collect my personal information?	We collect your personal information, for example, when you Open an account or apply for a loan with Peoples Bank Write checks off of or deposit money into your Peoples Bank account Use your Peoples Bank credit or debit card We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes –information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Peoples Bank does not share with affiliates. Our affiliates include Peoples Insurance Agency and Tri-State Title Co.
Non‑Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Peoples Bank does not share with non-affiliates. Peoples Bank does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Peoples Bank does not jointly market. Peoples Bank currently does not jointly market but may in the future.

Questions?
Call (712) 476-2746 or visit our Contact Us page.