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Welcome to our blog! Enjoy our collection of valuable financial information and educational resources designed to help you. Browse our articles to learn more!
Senior woman writing next to a laptop

IDENTITY PROTECTION

Protecting Our Seniors: Understanding & Preventing Elder Financial Abuse

Elder financial abuse is a growing concern that affects many seniors worldwide. It’s crucial to understand what it is, how it happens, and what steps can be taken to prevent it. At Peoples Bank, we are committed to educating our community and protecting our customers from financial exploitation. 



Two women working in a floral shop
 
AG & BUSINESS

How a Retirement Plan Can Help Your Business

Business owners are tasked with the challenge of making ends meet while facing high interest rates, record inflation, and a shrinking labor force. One resource that may be able to assist your small business to gain an edge on competing businesses may be an employer-sponsored retirement plan.*



Couple in front of a house with a For Sale sign

EVERY DAY LIFE

Prequalification: How to Navigate the Early Mortgage Application Process

Prequalifications can help take the guesswork out of setting your budget and are an essential tool in hunting for the right home and making an offer when you find one.


Woman making coffee at coffee shop
 
AG & BUSINESS

How Peoples Bank Can Help You Jumpstart Your Business

Our financial team can help you launch your business. From opening a new checking account to discussing your lending needs, we have you covered.  Learn more about the importance of forming a business relationship with us, as well as how to leverage that relationship to benefit your business.


Young woman looking at cell phone

FINANCE TIPS & BUDGETING

Financial Freedom at 25

Creating a solid financial plan is crucial to achieving one’s financial goals. It’s advantageous to start planning early to increase the likelihood of reaching those accomplishments.

But for people under the age of 25, it's difficult to know where to start. In this blog, we explore a list of seven steps young people should take as they embark on their own personal financial journey.



50th birthday cake

LIFE STAGES

How to Redefine Your Retirement in Your 50s

Age 50 is a major milestone. Not only does it mean you’ve lived for half a century, but it also comes with some key advantages that can ensure you are saving enough for retirement.

If you want to retire at 65, you only have 15 years left at age 50 to make sure you have enough money saved to accomplish your goals. That may not seem like a long time, especially if you’ve been working for the last 25-30 years. However, there is still time to ensure you will have what you need.*









Young woman looking at cell phone

4/3/2024
 
FINANCE TIPS & BUDGETING

Financial Freedom at 25

Creating a solid financial plan is crucial to achieving one’s financial goals. It’s advantageous to start planning early to increase the likelihood of reaching those accomplishments.

But for people under the age of 25, it's difficult to know where to start. In this blog, we explore a list of seven steps young people should take as they embark on their own personal financial journey.



Mom and daughter shopping for clothes
 
4/3/2024
 
FINANCE TIPS & BUDGETING

Family Finances: Ensure Your Family's Future

Every life event presents new challenges. Perhaps, none more so than parenthood. In addition to being responsible for the upbringing of another person, you also navigate drastic changes to your financial obligations.

Check out six steps for navigating the financial challenges of raising kids and saving for the future



Dad helping daughter put change in a piggy bank
 
1/1/2024
 
FINANCE TIPS & BUDGETING

How to Save Money in 2024: the 52-week Money Challenge

Are you looking for a fun and achievable way to save money in 2024? What if we told you that you could save over $1,000 by the end of the year with a 52-week savings challenge?

At Peoples Bank, we recognize the challenges many face when trying to save money in today’s fast-paced world. 

That’s why we’ve introduced the 52-Week Money Challenge.



Man and woman looking at a paper
 
6/30/2023
 
FINANCE TIPS & BUDGETING

Maximize Your Renovation Budget

While choosing to complete the renovations yourself or using lower quality materials can reduce costs, if the result isn’t professional, it may end up detracting from the value of your home. In this post we’ll offer our best tips on how to complete your renovation on a budget, avoiding spending pitfalls and utilizing interest-saving financing options.



Women smiling
 
6/16/2023
 
FINANCE TIPS & BUDGETING

Comparing Fixed-Rate & Adjustable-Rate Mortgages: What You Need to Know

In this comprehensive guide to fixed-rate mortgages and ARMs, we provide all the information you need to compare the pros and cons of both options and make the choice that is right for you. If you still have questions about your specific situation, our mortgage experts are here to help.



Woman looking laptop

6/1/2023

FINANCE TIPS & BUDGETING

What You Need to Know About Trigger Leads & How to Opt Out

If you’ve ever applied for a new credit card or loan, you may have started receiving calls, emails, or physical mail with offers for other credit products. This may be the result of trigger leads, a practice in which the national credit bureaus sell your contact information after a hard credit inquiry appears on your credit report.


Man looking at papers
 
4/3/2023
 
FINANCE TIPS & BUDGETING

5 Financial Habits that are Holding You Back

It is more important than ever to ensure that the financial choices we make do not set us up for unnecessary hardship. There are many good habits that are easy to do.



Welcome, We are OPEN sign
 
3/27/2023
 
FINANCE TIPS & BUDGETING

Common-Sense Community Banks Distinct from Silicon Valley Speculators

The financial sector has been under intense scrutiny after the failure of two large financial institutions that specialized in high-risk industries, such as Tech Company start-ups and the cryptocurrency sector. Some depositors in local communities might be wondering what this means for their hard-earned money. 



Woman shopping with debit card

3/21/2023

FINANCE TIPS & BUDGETING

How to Choose the Right Checking Account

Choosing a checking account isn’t always as cut and dry as it seems. That’s because everyone—individual or business—has unique needs. We offer a variety of accounts, each with different features and perks.  




Senior woman writing next to a laptop

6/14/2024
 
IDENTITY PROTECTION

Protecting Our Seniors: Understanding & Preventing Elder Financial Abuse

Elder financial abuse is a growing concern that affects many seniors worldwide. It’s crucial to understand what it is, how it happens, and what steps can be taken to prevent it. At Peoples Bank, we are committed to educating our community and protecting our customers from financial exploitation. 


Excited man and woman looking at cell phones

6/29/2023
 
IDENTITY PROTECTION

Don't Fall for the Scam: Peoples Bank Guide to Identifying Fraudulent Offers

We are bombarded with so many instances of online fraud, and each type of fraud can leave us susceptible to major financial repercussions. Learn how to recognize and avoid scams.


Man using cell phone and laptop

2/16/2023
 
IDENTITY PROTECTION

5 Tips for Using Your Debit Card Securely

Debit cards offer convenience, but they must also be used wisely to protect your data and checking account from fraud. Check out our 5 best tips for using your debit card information securely when making online and in-person purchases.



A Lock with data

1/24/2023
 
IDENTITY PROTECTION

Tips to Protect Your Financial Information

In recognition of Data Privacy Week, Peoples Bank and the Independent Community Bankers of America (ICBA) are reminding customers of practical steps to help safeguard their sensitive data and shield against losses in the event of a data breach or compromise.



Hand holding cell phone

4/19/2022
 
IDENTITY PROTECTION

Don't Be Drawn In By Scams

Every day, there are thousands of people that get drawn in by various types of scams. We all know Spring has sprung, but unfortunately, so has a new wave of scammers trying to separate you from your money!!



Cell phone on table using free WiFi

10/26/2021
 
IDENTITY PROTECTION

Tips to Protect Against a Cyberattack

As financial stewards of our community, Peoples Bank takes great care to protect customers’ sensitive data. Learn more protect yourself against a cyberattack.



Woman using thumb print identification

9/2/2021
 
IDENTITY PROTECTION

How to Safely Manage Your Finances Online

In this blog article, we’ll show you how to conduct safe online financial management with best practices and other tools.


Hands on a laptop keyboard

1/28/2021
 
IDENTITY PROTECTION

22 Ways to Protect Your Data

Data Privacy reminds us to review how our data is used. It’s a great opportunity to evaluate your personal cybersecurity. Peoples Bank is offering 22 ways to protect your data. 

 

Read More

Man using an ATM

7/21/2020
 
IDENTITY PROTECTION

How to Avoid Falling Victim to ATM Fraud

ATM fraud continues to be a persistent issue for banks and their customers. At Peoples Bank, we want to help you use our network of ATMs safely and securely. We'll explain how to spot ATM fraud so you can avoid falling victim to it.




Couple in front of a house with a For Sale sign

5/20/2024
 
EVERY DAY LIFE

Prequalification: How to Navigate the Early Mortgage Application Process

Prequalifications can help take the guesswork out of setting your budget and are an essential tool in hunting for the right home and making an offer when you find one.


Woman looking at laptop

3/7/2023
 
EVERY DAY LIFE

Answers to Common HELOC Questions

A Home Equity Line of Credit (HELOC) is a flexible credit account that can be used for a variety of things. Learn more as we answer your most frequently asked questions.

Couple walking on a beach

1/13/2023

EVERY DAY LIFE

Overview of SECURE Act 2.0

The Consolidated Appropriations Act of 2023 was signed into law on December 29, 2022. This Act contains the provisions of SECURE Act 2.0, which has several new provisions that impact both individuals and employers.* 


Doctor helping patient
 
7/1/2022
 
EVERY DAY LIFE

Exploring the Benefits of a Health Savings Account (HSA)

A Health Savings Account (HSA) could be an excellent way to defray some of the costs associated with meeting your annual healthcare needs. With costs continuing to skyrocket, you should consider enrolling in an HSA to keep more money in your pocket.
 

Two women hiking in the moutains

4/18/2022
 
EVERY DAY LIFE

5 Financial Tips for Vacation Planning

Finding a vacation you can afford as well as enjoy can be tricky but, with a little planning, it’s possible to not break your budget on your summer vacation.
 
Putting air in a tire

3/24/2021
 
EVERY DAY LIFE

5 Spring Car Care Tips

Winter can be rough on your vehicle, especially if you had to battle snow and ice all winter long. April is National Car Care Month, and now that spring is here you should take the time to care for your car. We have compiled a few maintenance tips for spring to keep you safe.
 






50th birthday cake

4/4/2024
 
LIFE STAGES

How to Redefine Your Retirement in Your 50s

Age 50 is a major milestone. Not only does it mean you’ve lived for half a century, but it also comes with some key advantages that can ensure you are saving enough for retirement.

If you want to retire at 65, you only have 15 years left at age 50 to make sure you have enough money saved to accomplish your goals. That may not seem like a long time, especially if you’ve been working for the last 25-30 years. However, there is still time to ensure you will have what you need.*


Couple meeting with financial advisor

2/27/2024
 
LIFE STAGES

How to Find a Financial Advisor If You're Under 30

Do you really need a financial advisor if you're under 30? Many young adults find themselves questioning the necessity of professional financial guidance at their early stage in life.

If you think you may benefit from the help of a financial advisor, Peoples Bank Wealth Management Group is here to help you navigate the process and here is our guide to helping you find a financial advisor if you are under 30.*


Woman checking cell phone

8/22/2023
 
LIFE STAGES

How to Avoid Common Financial Pitfalls as a College Student

Your college years can be a transformative time. With this exciting time comes new life skills to learn, such as budgeting and managing your money. In this article, we’ll walk you through important steps such as building a budget, establishing a credit score, and avoiding common pitfalls like scholarship scams and credit card debt.

Man and woman walking by mountains

2/28/2023
 
LIFE STAGES

A Financial Guide to Retirement

With advance planning and regular savings, you can prepare financially for a comfortable, enjoyable retirement. We created this financial guide to retirement to help you think through your goals, understand your savings and income options, set a savings goal, and identify other steps such as paying off debt.*

Family cooking in a kitchen

6/16/2022
 
LIFE STAGES

Needs vs. Wants: Creating a New Home Buying Checklist

Buying a home is a huge decision. In fact, for most people it’s the biggest purchase you’ll ever make. So, you want to make sure you’re investing in a space that’s right for you–at a price that’s right for you, too. 


Couple and dog sitting by water
 
3/24/2022
 
LIFE STAGES

How an IRA Can Help You Prepare for Retirement

In this article, we’ll explain what an Individual Retirement Account is, and how contributing to an IRA can help you plan for retirement.*

Wedding decor
 
5/27/2021
 
LIFE STAGES

The Complete Financial Guide for Future Newlyweds

Many couples dread having “the talk” about finances. Building a strong financial foundation is important. Check out our Financial Guide for Future Newlyweds.


Couple with moving boxes
 
5/10/2021
 
LIFE STAGES

Can I Stick With My Bank When I Move?
At Peoples Bank, we're here to help you make your move as easy as possible. And, whether we're a physical part of your new community or not, you can still bank with us. We provide many Digital Banking services to make it possible to bank with Peoples Bank, no matter where you are!
 

Man working on calculator
 
3/8/2021
 
LIFE STAGES

How to Start Your Retirement Plan

If you’re new to the workforce or new to retirement planning, you may wonder how to save for retirement and what the best options are for you.* 
 




Two women working in a floral shop
 
5/13/2024
 
AG & BUSINESS

How a Retirement Plan Can Help Your Business

Business owners are tasked with the challenge of making ends meet while facing high interest rates, record inflation, and a shrinking labor force. One resource that may be able to assist your small business to gain an edge on competing businesses may be an employer-sponsored retirement plan.*




Woman making coffee at coffee shop
 
4/4/2023
 
AG & BUSINESS

How Peoples Bank Can Help You Jumpstart Your Business

Our financial team can help you launch your business. From opening a new checking account to discussing your lending needs, we have you covered.  Learn more about the importance of forming a business relationship with us, as well as how to leverage that relationship to benefit your business.




Ag Equipment in the field
 
12/29/2021
 
AG & BUSINESS

Does My Farm Need Crop Insurance?

The success of farmers and their crops remains more crucial than ever. Our crops begin an agricultural and nutritional chain reaction that affects every American. That’s what makes crop insurance so important.*
 



Two men shaking hands in a field at sunset
 
9/15/2021
 
AG & BUSINESS

Farm Management - Tenant & Lease Selection

Whether you are a family with deep connections to the land or an investor looking to maximize return, selecting the right tenant and lease structure is extremely important for the long-term success and legacy of your farmland.*
 

Farmers shaking hands
 
2/25/2020
 
AG & BUSINESS

Transitioning the Family Farm to the Next Generation

How do I pass on the family farm to the next generation, and how do I start?
There is no quick solution as every situation is a little different.