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FINANCE TIPS & BUDGETING
Financial Freedom at 25
Creating a solid financial plan is crucial to achieving one’s financial goals. It’s advantageous to start planning early to increase the likelihood of reaching those accomplishments.
But for people under the age of 25, it's difficult to know where to start. In this blog, we explore a list of seven steps young people should take as they embark on their own personal financial journey.
FINANCE TIPS & BUDGETING
Family Finances: Ensure Your Family's Future
Every life event presents new challenges. Perhaps, none more so than parenthood. In addition to being responsible for the upbringing of another person, you also navigate drastic changes to your financial obligations.
Check out six steps for navigating the financial challenges of raising kids and saving for the future
LIFE STAGES
How to Redefine Your Retirement in Your 50s
Age 50 is a major milestone. Not only does it mean you’ve lived for half a century, but it also comes with some key advantages that can ensure you are saving enough for retirement.
If you want to retire at 65, you only have 15 years left at age 50 to make sure you have enough money saved to accomplish your goals. That may not seem like a long time, especially if you’ve been working for the last 25-30 years. However, there is still time to ensure you will have what you need.*
LIFE STAGES
How to Avoid Common Financial Pitfalls as a College Student
Your college years can be a transformative time. With this exciting time comes new life skills to learn, such as budgeting and managing your money. In this article, we’ll walk you through important steps such as building a budget, establishing a credit score, and avoiding common pitfalls like scholarship scams and credit card debt.
IDENTITY PROTECTION
Don't Fall for the Scam: Peoples Bank Guide to Identifying Fraudulent Offers
We are bombarded with so many instances of online fraud, and each type of fraud can leave us susceptible to major financial repercussions. Learn how to recognize and avoid scams.
AG & BUSINESS
How Peoples Bank Can Help You Jumpstart Your Business
Our financial team can help you launch your business. From opening a new checking account to discussing your lending needs, we have you covered. Learn more about the importance of forming a business relationship with us, as well as how to leverage that relationship to benefit your business.
4/3/2024
FINANCE TIPS & BUDGETING
Financial Freedom at 25
Creating a solid financial plan is crucial to achieving one’s financial goals. It’s advantageous to start planning early to increase the likelihood of reaching those accomplishments.
But for people under the age of 25, it's difficult to know where to start. In this blog, we explore a list of seven steps young people should take as they embark on their own personal financial journey.
4/3/2024
FINANCE TIPS & BUDGETING
Family Finances: Ensure Your Family's Future
Every life event presents new challenges. Perhaps, none more so than parenthood. In addition to being responsible for the upbringing of another person, you also navigate drastic changes to your financial obligations.
Check out six steps for navigating the financial challenges of raising kids and saving for the future
1/1/2024
FINANCE TIPS & BUDGETING
How to Save Money in 2024: the 52-week Money Challenge
Are you looking for a fun and achievable way to save money in 2024? What if we told you that you could save over $1,000 by the end of the year with a 52-week savings challenge?
At Peoples Bank, we recognize the challenges many face when trying to save money in today’s fast-paced world.
That’s why we’ve introduced the 52-Week Money Challenge.
6/30/2023
FINANCE TIPS & BUDGETING
Maximize Your Renovation Budget
While choosing to complete the renovations yourself or using lower quality materials can reduce costs, if the result isn’t professional, it may end up detracting from the value of your home. In this post we’ll offer our best tips on how to complete your renovation on a budget, avoiding spending pitfalls and utilizing interest-saving financing options.
6/16/2023
FINANCE TIPS & BUDGETING
Comparing Fixed-Rate & Adjustable-Rate Mortgages: What You Need to Know
In this comprehensive guide to fixed-rate mortgages and ARMs, we provide all the information you need to compare the pros and cons of both options and make the choice that is right for you. If you still have questions about your specific situation, our mortgage experts are here to help.
6/1/2023
FINANCE TIPS & BUDGETING
What You Need to Know About Trigger Leads & How to Opt Out
If you’ve ever applied for a new credit card or loan, you may have started receiving calls, emails, or physical mail with offers for other credit products. This may be the result of trigger leads, a practice in which the national credit bureaus sell your contact information after a hard credit inquiry appears on your credit report.
4/3/2023
FINANCE TIPS & BUDGETING
5 Financial Habits that are Holding You Back
It is more important than ever to ensure that the financial choices we make do not set us up for unnecessary hardship. There are many good habits that are easy to do.
3/27/2023
FINANCE TIPS & BUDGETING
Common-Sense Community Banks Distinct from Silicon Valley Speculators
The financial sector has been under intense scrutiny after the failure of two large financial institutions that specialized in high-risk industries, such as Tech Company start-ups and the cryptocurrency sector. Some depositors in local communities might be wondering what this means for their hard-earned money.
3/21/2023
FINANCE TIPS & BUDGETING
How to Choose the Right Checking Account
Choosing a checking account isn’t always as cut and dry as it seems. That’s because everyone—individual or business—has unique needs. We offer a variety of accounts, each with different features and perks.
6/29/2023
IDENTITY PROTECTION
Don't Fall for the Scam: Peoples Bank Guide to Identifying Fraudulent Offers
We are bombarded with so many instances of online fraud, and each type of fraud can leave us susceptible to major financial repercussions. Learn how to recognize and avoid scams.
2/16/2023
IDENTITY PROTECTION
5 Tips for Using Your Debit Card Securely
Debit cards offer convenience, but they must also be used wisely to protect your data and checking account from fraud. Check out our 5 best tips for using your debit card information securely when making online and in-person purchases.
1/24/2023
IDENTITY PROTECTION
Tips to Protect Your Financial Information
In recognition of Data Privacy Week, Peoples Bank and the Independent Community Bankers of America (ICBA) are reminding customers of practical steps to help safeguard their sensitive data and shield against losses in the event of a data breach or compromise.
4/19/2022
IDENTITY PROTECTION
Don't Be Drawn In By Scams
Every day, there are thousands of people that get drawn in by various types of scams. We all know Spring has sprung, but unfortunately, so has a new wave of scammers trying to separate you from your money!!
10/26/2021
IDENTITY PROTECTION
Tips to Protect Against a Cyberattack
As financial stewards of our community, Peoples Bank takes great care to protect customers’ sensitive data. Learn more protect yourself against a cyberattack.
9/2/2021
IDENTITY PROTECTION
How to Safely Manage Your Finances Online
In this blog article, we’ll show you how to conduct safe online financial management with best practices and other tools.
1/28/2021
IDENTITY PROTECTION
22 Ways to Protect Your Data
Data Privacy reminds us to review how our data is used. It’s a great opportunity to evaluate your personal cybersecurity. Peoples Bank is offering 22 ways to protect your data.
7/21/2020
IDENTITY PROTECTION
How to Avoid Falling Victim to ATM Fraud
ATM fraud continues to be a persistent issue for banks and their customers. At Peoples Bank, we want to help you use our network of ATMs safely and securely. We'll explain how to spot ATM fraud so you can avoid falling victim to it.
3/7/2023
EVERY DAY LIFE
Answers to Common HELOC Questions
A Home Equity Line of Credit (HELOC) is a flexible credit account that can be used for a variety of things. Learn more as we answer your most frequently asked questions.
1/31/2023
EVERY DAY LIFE
2023 State of the Market: Leveraging Data
From rising unemployment, cooling inflation, and declining GDP growth, these concerns are front and center in any conversation about the best possible economic outcomes for 2023.*
1/13/2023
EVERY DAY LIFE
Overview of SECURE Act 2.0
The Consolidated Appropriations Act of 2023 was signed into law on December 29, 2022. This Act contains the provisions of SECURE Act 2.0, which has several new provisions that impact both individuals and employers.*
7/1/2022
EVERY DAY LIFE
Exploring the Benefits of a Health Savings Account (HSA)
A Health Savings Account (HSA) could be an excellent way to defray some of the costs associated with meeting your annual healthcare needs. With costs continuing to skyrocket, you should consider enrolling in an HSA to keep more money in your pocket.
4/18/2022
EVERY DAY LIFE
5 Financial Tips for Vacation Planning
Finding a vacation you can afford as well as enjoy can be tricky but, with a little planning, it’s possible to not break your budget on your summer vacation.
3/24/2021
EVERY DAY LIFE
5 Spring Car Care Tips
Winter can be rough on your vehicle, especially if you had to battle snow and ice all winter long. April is National Car Care Month, and now that spring is here you should take the time to care for your car. We have compiled a few maintenance tips for spring to keep you safe.
4/4/2024
LIFE STAGES
How to Redefine Your Retirement in Your 50s
Age 50 is a major milestone. Not only does it mean you’ve lived for half a century, but it also comes with some key advantages that can ensure you are saving enough for retirement.
If you want to retire at 65, you only have 15 years left at age 50 to make sure you have enough money saved to accomplish your goals. That may not seem like a long time, especially if you’ve been working for the last 25-30 years. However, there is still time to ensure you will have what you need.*
2/27/2024
LIFE STAGES
How to Find a Financial Advisor If You're Under 30
Do you really need a financial advisor if you're under 30? Many young adults find themselves questioning the necessity of professional financial guidance at their early stage in life.
If you think you may benefit from the help of a financial advisor, Peoples Bank Wealth Management Group is here to help you navigate the process and here is our guide to helping you find a financial advisor if you are under 30.*
8/22/2023
LIFE STAGES
How to Avoid Common Financial Pitfalls as a College Student
Your college years can be a transformative time. With this exciting time comes new life skills to learn, such as budgeting and managing your money. In this article, we’ll walk you through important steps such as building a budget, establishing a credit score, and avoiding common pitfalls like scholarship scams and credit card debt.
2/28/2023
LIFE STAGES
A Financial Guide to Retirement
With advance planning and regular savings, you can prepare financially for a comfortable, enjoyable retirement. We created this financial guide to retirement to help you think through your goals, understand your savings and income options, set a savings goal, and identify other steps such as paying off debt.*
6/16/2022
LIFE STAGES
Needs vs. Wants: Creating a New Home Buying Checklist
Buying a home is a huge decision. In fact, for most people it’s the biggest purchase you’ll ever make. So, you want to make sure you’re investing in a space that’s right for you–at a price that’s right for you, too.
3/24/2022
LIFE STAGES
How an IRA Can Help You Prepare for Retirement
In this article, we’ll explain what an Individual Retirement Account is, and how contributing to an IRA can help you plan for retirement.*
5/27/2021
LIFE STAGES
The Complete Financial Guide for Future Newlyweds
Many couples dread having “the talk” about finances. Building a strong financial foundation is important. Check out our Financial Guide for Future Newlyweds.
5/10/2021
LIFE STAGES
Can I Stick With My Bank When I Move?
At Peoples Bank, we're here to help you make your move as easy as possible. And, whether we're a physical part of your new community or not, you can still bank with us. We provide many Digital Banking services to make it possible to bank with Peoples Bank, no matter where you are!
3/8/2021
LIFE STAGES
How to Start Your Retirement Plan
If you’re new to the workforce or new to retirement planning, you may wonder how to save for retirement and what the best options are for you.*
4/4/2023
AG & BUSINESS
How Peoples Bank Can Help You Jumpstart Your Business
Our financial team can help you launch your business. From opening a new checking account to discussing your lending needs, we have you covered. Learn more about the importance of forming a business relationship with us, as well as how to leverage that relationship to benefit your business.
12/29/2021
AG & BUSINESS
Does My Farm Need Crop Insurance?
The success of farmers and their crops remains more crucial than ever. Our crops begin an agricultural and nutritional chain reaction that affects every American. That’s what makes crop insurance so important.
9/15/2021
AG & BUSINESS
Farm Management - Tenant & Lease Selection
Whether you are a family with deep connections to the land or an investor looking to maximize return, selecting the right tenant and lease structure is extremely important for the long-term success and legacy of your farmland.
2/25/2020
AG & BUSINESS
Transitioning the Family Farm to the Next Generation
How do I pass on the family farm to the next generation, and how do I start?
There is no quick solution as every situation is a little different.
There is no quick solution as every situation is a little different.
