All-in-one Financial Protection & Wellness
Take control of your finances with My Financial Health. Monitor credit, protect your identity, track subscriptions, and build credit, all through Peoples Bank Online & Mobile Banking.
Benefits
There are several benefits of My Financial Health:
- Convenience in One Place - There's no need for multiple apps! You can monitor credit, identity, subscriptions, and spending all from your Peoples Bank Online or Mobile Banking!
- Credit Score Tracking - Check out your VantageScore® 3.0, and stay informed about your score and understand the factors influencing it.
- Dark Web Monitoring - The web is scanned for fraudulent use of your personal information including name, address, email and more. Get alerts if personal information is found where it shouldn't be, allowing quick action.
- Personal Information Protection - Your name is scanned in real time to see how much of your private information has been exposed on Data Broker sites, helping reduce the risk of fraud and identity theft.
- Subscription Tracking - Access a consolidated view of your subscriptions to see where your dollars are going.
- Affordable Choices - The My Financial Health Basic Version has no monthly cost. The premium upgrade is available for enhanced protection at $8.99/month plus applicable taxes, debited automatically until canceled.
What's included in each plan?
Below is a breakdown of what is included in the Basic Plan and the Premium Plan. Compare features and choose the plan that's right for you!
| BASIC - No Monthly Fee |
PREMIUM - $8.99 per month¹ | |
|---|---|---|
| My Credit Manager | ||
| VantageScore® 3.0 Provided by Experian® | Yes | Yes |
| Experian®, Equifax®, & TransUnion® Credit Monitoring & Alerts | No | Yes |
| Identity Protect | ||
| Dark Web Monitoring² | Yes | Yes |
| Social Security Number Monitoring | No | Yes |
| Change of Address Monitoring | No | Yes |
| Identity Theft Insurance & Restoration³ | No | Yes |
| Personal Information Protection | ||
| View Exposed Private Information | Yes | Yes |
| Removal of Personal Information from Brokerage
Sites4 |
No | Yes |
| Ongoing Web Monitoring for Newly Exposed Private Info | No | Yes |
| Subscription Manager | ||
| View Online Subscriptions | Yes | Yes |
| Cancel Online Subscriptions | No | Yes |
FAQs
Want to learn more about My Financial Health? We have compiled some Frequently Asked Questions about some of the benefits offered. Learn more at the button below.
Products and services may require enrollment, other terms and conditions and fees may also apply. VantageScore® is a registered trademark of VantageScore, LLC.
1. Plus applicable taxes. $8.99 (plus applicable tax) will be debited from your account when you enroll, and then monthly until you cancel.
2. Dark Web monitoring consists of searching for up to 3 Social Security numbers, 10 driver's licenses, up to 10 credit and debit cards, up to 20 bank accounts, 10 passports, up to 10 phone numbers, up to 10 email addresses, up to 10 physical addresses, and 10 medical IDs. We partner with Constella Intelligence who searches thousands of internet sites where it is suspected that consumer's personal information is being bought and sold. Constella Intelligence regularly reviews and adds new sites to search; however, there is no guarantee that Constella Intelligence will be able to locate and search every possible internet site as some sites are not published and frequently change. Dark Web monitoring may take several days to begin and may not occur during your {trial/Access} period.
3. Terms and conditions apply. The Identity Theft Insurance is underwritten and administered by AIG. This description is a summary and is solely intended for informational purposes and may not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.
4. Data Broker sites are sites that trade personal information for profit - names, addresses, phone numbers, social security numbers and more. As a result, consumers are at risk of identity theft, financial hacks, account takeovers, spam, robocalls, and physical threats including stalking, harassment and doxing. Please note that the list of Data Broker sites being scanned may change as we do not crawl all Data Broker sites.
Personal Checking
Enjoy the flexibility of our Checking Account options! We will help match you with an account that best fits your financial needs!