Mortgage Promotion

4.99%

6.964% APR¹

1st Mortgage = 3.84+3.75=7.59

Introductory Rate of 4.99% for 3 years. Rate will vary based on index (currently at 3.84) plus 3.75% margin

on a 3-Year ARM

5.99%

6.868% APR²

1st Mortgage = 3.63+3.75=7.38

Introductory Rate of 5.99% for 5 years. Rate will vary based on index (currently at 3.63) plus 3.75% margin

on a 5-Year ARM

With an Adjustable-Rate Mortgage (ARM), you'll take advantage of lower initial monthly payments and start building equity. When it comes to deciding what home loan option is best for you, our Mortgage Experts will use their local knowledge, expertise, and experience to help you with the best home loan!

Contact one of our Mortgage Experts!

We are ready to help you through the home buying process and make it go as smoothly as possible. We will help you determine what loan fits best for your unique needs! Contact your local Mortgage Lending Expert!

1. Annual Percentage Rate (APR) current as of 4/5/2023. Rate based on a 3/1 ARM (Adjustable-Rate Mortgage). Payments based on an index and margin: Introductory rate of 4.99% for 3 years; rate will vary based on index (currently at 3.84) plus 3.75% margin.

2. Annual Percentage Rate (APR) current as of 4/5/2023. Rate based on a 5/1 ARM (Adjustable-Rate Mortgage). Payments based on an index and margin: Introductory rate of 5.99% for 5 years; rate will vary based on index (currently at 3.63) plus 3.75% margin.

Offer good for a limited time only. Rates & terms subject to approval and may change at anytime. Maximum 80% Combined Loan To Value (CLTV) - based on the home "as is". Payments do not include amounts for taxes and insurance premiums, if applicable; actual payment obligation will be greater. Ask us about subordinate lien rates. Rate can increase with renewal. Applies to primary residence or second homes. Does not apply to investment properties or farms. New money only – No refinancing of Peoples Bank debt. Minimum loan amount of $10,000. NMLS# 433180.