Buying a home is an exciting milestone, but it’s also a big decision, one that’s easier when you feel informed and prepared. At Peoples Bank, we believe financial confidence starts with understanding your options. That’s why getting prequalified is one of the most helpful first steps you can take before you start house hunting.
And for a limited time, when you stop into any Peoples Bank location to complete a mortgage application and get prequalified, you’ll receive a $50 Local Gift Card*. It’s our way of helping you move forward while supporting the communities we love.
Learn More About Our Mortgage Promotion
Why Prequalification is a Smart Move for Any Homebuyer
1. You’ll Know Exactly What You Can Afford.
Dreaming about your next home is fun, but shopping for homes outside your budget can quickly make the process overwhelming. Prequalification gives you actionable clarity by helping estimate how much you may be able to borrow.
With a defined price range, you can focus your search on homes that truly fit your financial goals.
2. It Helps You Make a Stronger Offer
In today’s competitive market, sellers are looking for motivated, prepared buyers. A prequalification shows that you’ve taken the initiative to understand your finances and are ready to move quickly. It’s a simple step that can make your offer stand out.
3. You’ll Avoid Unwelcome Surprises Later
Prequalification helps identify questions or considerations early in the process, giving you time to address them before you’re emotionally invested in a specific home. Whether it's clarifying documentation or understanding what factors influence your approval, you’ll head into home shopping with fewer unknowns and more confidence.
4. You’ll Learn About the Loan Options Available to You
Every borrower’s situation is unique. When you sit down with a Peoples Bank lender, you’ll gain insight into different home loan options and what may be a good fit for your needs. Whether you're a first time homebuyer or planning a move, we’ll walk through options together so you can make informed decisions.
5. It Helps You Enjoy the Homebuying Journey
Buying a home should be exciting, not stressful. A prequalification gives you a solid foundation and helps set realistic expectations from the very beginning. You’ll start your search feeling more confident, more prepared, and more empowered. And with our limited-time offer, you’ll also walk away with a $50 Local Gift Card just for taking this important step*.
Stop Into Peoples Bank to Get Prequalified
From March 1 through August 31*, stop by any of our ten bank locations to complete a mortgage application and get prequalified for your home loan. Our team is here to guide you, answer questions, and help make your homebuying experience as smooth as possible.
Whether you're just starting to explore your options or you're ready to make your move, we’re here to help you move your finances and your future forward.
Peoples Bank Locations
*Promotion is for all approved prequalified home loan purchase applications taken in-person at Peoples Bank from 3/1/2026 through 8/31/2026. Receive a $50 Local Gift Card whether the application results in an origination or not. NMLS# 433180.
