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Local Payments, Real Connections
Relationships only truly happen on a local level. Face to face. Person to person.
That’s what it means to do business locally, and Peoples Bank believes getting paid should be just as easy and personal. Tap2Local™ powered by Moov, is the new tool that lets you meet your community where they are, transforming your phone into a secure payments terminal.
When you use Tap2Local™, you reinforce those trusted, human connections — making every transaction feel like a handshake.
What is Tap2Local™?
Tap2Local™ is a convenient and secure solution that gives Peoples Bank Business Checking Account holders a flexible way to accept card payments directly through our Peoples Bank Mobile Banking app. This eliminates the need for extra hardware or complicated setup!
3 Easy Ways to Accept Payments
Tap2Local™ allows account holders to:
- Tap To Pay: Accept tap-to-pay from physical and virtual cards.
- QR Code: Display QR codes for quick, in-person customer payments.
- Payment Link: Generate secure payment links for remote transactions.
*Payments are subject to standard card processing fees.
Tap to Pay
Customers tap their card or mobile wallet (Apple Pay™, Google Pay™) directly to your smartphone for quick, secure, in-person payments.
QR Code
Display a scannable QR code on your device for fast, contactless checkout—ideal for pop-ups, booths, and point-of-sale setups.
Payment Link
Send secure payment links to your customers so they can pay from anywhere, at any time—no in-person interaction required.
Enrollment is Simple
The enrollment process is designed to be as uncomplicated as possible, so you can focus on your customers and your craft.
- Provide Key Details: Provide us with a few essential business details.
- Review Agreement: Accept the simple merchant terms
- Quick Verification: Get verification for eligibility by our team at Peoples Bank.
- Start Accepting: Begin accepting payments immediately.
Enrollment Options
Ready to make every payment feel as simple and trusted as a handshake?
1. Business Checking Account holders
If you already have a business account with us, you can enroll directly through your Peoples Bank Mobile Banking app.
2. New Users
Don’t have a business account or not sure? We can walk you through everything! Just contact your local Peoples Bank location!
Peoples Bank does not charge any fees to use Tap2Local™. All payment processing fees are set by Jack Henry when you enroll.
Note: Approximately 65-70% of businesses will receive instant approval and can start taking payments immediately.
Benefits of Tap2Local™
Accept Payments
Once enrolled, our mobile banking app transforms your smartphone into a contactless Point-of-Sale (POS) device, allowing you to accept payments from debit cards, credit cards, Apple Pay, Google Pay, and more. You can accept a card-present payment through Tap to Pay, an online or remote payment through a payment link, or accept a payment using a QR code!
Learn How to Accept Payments in Tap2Local™
Merchant Overview
The merchant overview feature provides a real-time snapshot of your business activity and allows you to review transactions.
Learn How to Use Merchant Overview in Tap2Local™
Product Catalog
Product Catalog allows merchants to create, manage, and sell their inventory directly within Tap2Local. Merchants will be able to build out their catalog by adding individual products with key details such as a name, base price, description, and category. This moves the app from a simple keypad-entry terminal to a more robust point-of-sale solution.
This feature is seamlessly integrated into the existing payment flow. Merchants will be able to select products and add them directly into the cart, enabling merchants to easily mix pre-defined products and custom amounts in a single, transparent transaction.
Create Refund
In the event that a refund is necessary, Tap2Local™ gives you the option to process a partial or full refund.
Learn How to Create a Refund in Tap2Local™
Disputes
Merchants can manage customer disputes directly in their Peoples Bank Mobile Banking app by either accepting liability or submitting evidence against the dispute.
Learn How to Manage Disputes in Tap2Local™
FAQs
Explore Frequently Asked Questions to learn more about how Tap2Local™ works.
Take your business to the next level
At Peoples Bank we love helping businesses because it helps our community grow and thrive. We understand the specific needs of our local businesses and are dedicated to providing services that help you thrive. Stop by one of our ten convenient locations or contact us today!
Tap2Local™ is provided in partnership with and is a trademark of Jack Henry & Associates, Inc. Moov partners with Jack Henry & Associates to offer Tap2Local™ to financial institutions and their business users. Fees, terms, and eligibility are subject to change. Payment processing fees are established by Jack Henry at the time of enrollment. Service requires an active Peoples Bank Business Checking Account and a compatible mobile device. Tap to Pay functionality may vary by device.
Online & Mobile Banking
Do all your banking from your laptop, tablet or smartphone. Online & Mobile Banking makes it easier than ever!