Getting Started

Learn to manage your money and save for your education.

You might be on your own, or you will be very soon. With your on the go life style, you want convenient, easy to use ways to manage your money. We've also added some tips to help you budget and save.


  • Open a checking account - a checking account provides a means to learn how to responsibly handle cash, make smart financial decisions, and keep track of your spending records.
    • Record ALL your transactions daily for your checking and savings account, whether they are made by debit or credit cards, or paper checks and deposit slips.
    • Know your account details such as overdraft fees, interest rates, withdrawl restrictions, etc. Monitor your credit card accounts carefully.
  • Become a saver!  Learning to save money in your teenage and college years is an excellent habit that will train you to be a good money manager for the rest of your life
    • Set a budget that will work for you and include savings goals and keep track of your progress.  If you have no immediate goals, your goal can be to have a 'money cushion' for when that important need for cash occurs.
    • If you have a job, don't spend everything you make. Make smart choices based on what you need vs. want.
  • Plan in advance for college - it's never too early for pre-college students and their families to identify the financial resources they have available to fund a college education...whether from savings, loans, grants, scholarships, or work income.  Check out this online interactive tool, which helps students better plan for the future.
  • Learn to save and budget. Check our calculators to help save for education or personal goals. They can help you manage your expensives and keep you on budget too!

Budget Analyzer

Savings Goals

College Savings Plan

All Calculators