Commercial Loans

Peoples Bank’s team of commercial lenders is skilled in matching the appropriate products to your individual business needs.  We support businesses of all sizes and offer products and services customized to each business’ needs.  We want to become an effective partner of your management team.

Operating Lines of Credit

  • Pre-approved financing for seasonal cash flows.
  • Flexible borrowing for short-term funds.
  • Interest paid only on funds used.

Commercial Term Loans

  • Designed for intermediate borrowing needs for 1-7 years.
  • Used to finance permanent assets such as equipment, machinery, trucks or trailers.

Construction/Real Estate Loans

  • Expand or remodel existing facilities.
  • Purchase or construction of new property.

Government Programs

  • LIFT Loan Program:  Small Business Linked Investments Program will inject capital into small businesses owned and operated by Iowa residents.
  • SBA Guaranteed Rural Lender Advantage Program: Provides financing to qualified borrowers with minimum paperwork requirements.
  • SBA 504/7A Programs: Provides financing to new or expanding businesses with attractive terms and rates.

Peoples Bank Commercial Banking Services Department is committed to the commercial community and wishes to see your business operation a success. Please contact us for additional information.


We look forward to discussing your commercial lending needs.