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Peoples Bank

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Business Savings

Our Business Savings Account makes it easy to grow your company savings.* Peoples Bank offers competitive interest rates and personalized service that you won’t find from the big banks. Our Business Savings Account offers all the features you’ve come to expect from your community bank, including:

  • $0 required to open
  • $200 minimum daily balance required
  • Maintain the minimum $200 daily ledger balance required, and we’ll waive the monthly $2.50 service charge.
  • Interest Paid Monthly
  • Free Online & Mobile Banking
  • Free E-Statements
  • Free Telephone Banking
  • Unlimited in person transfers and withdrawals
Contact us today or visit one of our locations to learn more about our Business Savings Account.


Is Business Savings right for my company?

The Peoples Bank Business Savings Account is a great way to add to your business’s bottom line when you have extra funds lying around. Our competitive interest rates put your money to work for you. Transfers and withdrawals are unlimited when conducted in person at a Peoples Bank location. Online debits are limited to six per month.


Business Savings vs. Money Market

Unlike our Business Money Market, our Business Savings requires no minimum opening deposit. Both MMAs and savings accounts are FDIC-insured, low-risk accounts.


Why should businesses partner with Peoples Bank?

Our experience helps us understand the needs of those in our communities. Whether your business is part of the agriculture industry or simply calls Northwest Iowa and Southwest Minnesota “home,” we’ve got the local expertise to help you thrive. Our products and services are tailored to the needs of the communities we serve. We take the time to find the best banking products and services for your business. Stop by or call us today! Peoples Bank offers nine convenient locations to serve you.


*Dormant Accounts – Accounts with daily ledger balances below $1,000.00 will be charged $2.50 per month if dormant for one year or more.
Rate Information – This account is an interest-bearing account. The interest rate and annual percentage yield (APY) will depend on daily balance. The interest rate and APY may change. Interest will begin to accrue the business day we receive credit for the deposit of non-cash items (i.e. check).
A limit of six debits per month. Transfers and withdrawals completed at a Peoples Bank location do not count toward this total.
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Partnering for Success

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Cash Management

Reduce costs and increase efficiency.